There are a few different types of senior housing that you can choose from depending on your preferences and needs. Senior citizen housing ranges from independent retirement communities to 24-hour assisted care. While some options can be quite pricey, there are also more affordable options that you may qualify for as well.
The purpose of senior living facilities is to provide safe and accessible housing for seniors and retirees to live in. Many conventional housing options lack this emphasis on safety and accessibility, making it difficult for members of the aging population to live comfortably.
Whether you are looking for a place to live for yourself or for a loved one, it’s very important to understand the different options you have. To learn more, read the sections below.
Types of Senior Housing Near Me
When it comes to senior housing, many people wrongly assume that the only options available are nursing homes or that everything is super expensive. That is simply not true. There are many different options available, with varying levels of assistance and affordability.
Subsidized Senior Housing
When it comes to low income senior housing, the U.S. Department of Housing and Urban Development (HUD) offers three major programs that certain residents may qualify for. These HUD senior housing programs are available to eligible low- and very-low-income residents 62 years of age and older. These programs that are great options for housing for seniors on Social Security include:
- Public Housing.
Public housing is available to all eligible low-income individuals and families. The program also offers affordable senior housing facilities that are more accessible for elderly residents. The cost of rent in a public housing rental unit is much lower than average, making it a more affordable option.
The facilities are managed by housing agencies in each area. There are over 3,000 separate housing agencies across the United States. To see what public housing options you have near you, contact your local HA or HUD Field Office.
- Housing Choice Voucher Program (Section 8).
The Section 8 housing program provides financial assistance to low-income families and seniors to help them afford a safe and decent home. Applicants receive vouchers that are applied to their monthly rent, greatly reducing the amount owed each month.
The income requirements for these vouchers varies greatly from area to area as the cost of living varies in each city. Because of this, you may qualify in one area but not in another. Speak with a public housing agency in your area to learn more about the requirements and to apply.
Keep in mind that this program, like many other government housing assistance programs, has a very long waitlist. Therefore, it is important that you apply as soon as possible.
- Supportive Housing for the Elderly Program (Section 202).
The Section 202 program provides qualifying low income senior housing to eligible senior citizens. To be eligible, a household must have a minimum of one person who is 62 years of age or older when initially occupying.
The HUD finances the construction and management of supportive housing for elderly persons to ensure that there are facilities available with a very low monthly rent. The program also includes necessary assistance with tasks such as cleaning, cooking and transportation. That way, residents can live independently but in an environment that supports those activities.
If you are interested in Section 202 housing, you can apply online by submitting an application in response to a Notice of Funding Availability. Additionally, you can always complete an internet search of “low income senior housing near me,” to see what options there are in your area. Most states have their own programs that they offer to help seniors afford a home that meets their needs.
If you or your loved one needs some assistance with daily tasks such as getting dressed, cleaning or cooking, then an assisted living center may be a good option. Assisted living is designed to help those who want to live an independent lifestyle but also need a little extra help with certain tasks.
One popular option for assisted living is with American House Senior Living, as they offer communities with various levels of assistance. Assisted living provides residents with the assistance of caregivers and medical professionals 24/7.
Another senior housing option is independent living, which provides residents with access to social activities, dining, outings and more. This type of care allows senior citizens or retirees to maintain their independent lifestyle while also having access to assistance from qualified professionals when needed.
A retirement community is one example of independent living. Seniors can live in a community where they do not have to maintain a home and yard, and can instead spend their time participating in social, educational and leisure activities. Most facilities include housekeeping services, landscaping and transportation.
For seniors that need more intensive care, many senior citizen housing options have hospice or respite care available. This is especially useful for seniors who are sick or who need extra care after a surgery or hospital stay. There are both short- or long-term care options available.
Housing with memory care is especially beneficial for those suffering from dementia. Qualified memory care facilities offer 24-hour medical assistance and life-enrichment programs. This type of care is necessary for individuals who need a higher level of supervision and care.
To see which options you have in your area, you can get a recommendation or referral from your medical care providers or do a quick internet search. Each senior living community will vary greatly regarding the level of assistance provided and the services offered. The costs of each option will also vary as well, so be sure to get all the information you can before you commit to a facility.